.site{--font-display:"Fraunces Variable", "Young Serif", Georgia, serif;--font-body:"Hanken Grotesk Variable", "Hanken Grotesk", ui-sans-serif, system-ui, sans-serif;--gutter:clamp(20px, 8.34vw, 120px);--max:1440px;--shadow-card:0 1px 2px var(--lightningcss-light,#242a260f)var(--lightningcss-dark,#0000004d), 0 12px 32px -8px var(--lightningcss-light,#242a262e)var(--lightningcss-dark,#0006), 0 32px 64px -24px var(--lightningcss-light,#242a2629)var(--lightningcss-dark,#00000059);--shadow-note:0 1px 1px var(--lightningcss-light,#242a261a)var(--lightningcss-dark,#0000004d), 0 6px 14px -4px var(--lightningcss-light,#242a2652)var(--lightningcss-dark,#00000080);--focus:var(--ink);background:var(--cream);min-width:0;color:var(--body);font-family:var(--font-body);font-kerning:normal;-webkit-tap-highlight-color:#242a261f;flex-direction:column;flex:1;font-size:1.0625rem;line-height:1.6;display:flex;overflow-x:clip}.site :focus-visible{outline:2px solid var(--focus);outline-offset:3px;border-radius:4px}.site .on-dark :focus-visible,.site .on-dark:focus-visible{--focus:var(--on-dark)}.site a{color:inherit}.site .display,.site h1,.site h2,.site .serif{font-family:var(--font-display);font-optical-sizing:none;font-variation-settings:"opsz" 36, "SOFT" 100, "WONK" 0;color:var(--ink);letter-spacing:-.012em;text-wrap:balance;scroll-margin-top:1.5rem;font-weight:640}.site .h1{font-size:clamp(2.5rem,1.6rem + 3.4vw,4.25rem);line-height:.98}.site .h2{font-size:clamp(2.125rem,1.3rem + 2.5vw,3.625rem);line-height:1.02}.site .h3{font-family:var(--font-body);color:var(--ink);font-size:1.125rem;font-weight:650;line-height:1.35}.site .lead{color:var(--body);text-wrap:pretty;font-size:clamp(1.0625rem,.98rem + .3vw,1.1875rem);line-height:1.6}.site .small{font-size:.9375rem;line-height:1.6}.site .fine{color:var(--muted);font-size:.875rem;line-height:1.6}.site .eyebrow{letter-spacing:.08em;text-transform:uppercase;color:var(--ink);font-size:.8125rem;font-weight:650}.site .tnum{font-variant-numeric:tabular-nums}.site .placeholder{font-style:normal}.site .wrap{width:100%;max-width:var(--max);padding-inline:var(--gutter);margin-inline:auto}.site .section{padding-block:clamp(64px,4rem + 4vw,136px)}.site .bg-cream{background:var(--cream)}.site .bg-sand{background:var(--sand)}.site .bg-paper{background:var(--paper)}.site .two-col{gap:40px;display:grid}@media (min-width:900px){.site .two-col{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(48px,6vw,88px)}}.site .card{background:var(--paper);box-shadow:var(--shadow-card);border-radius:6px}.site .btn-pill{border:2px solid var(--ink);min-height:48px;font-family:var(--font-body);white-space:nowrap;cursor:pointer;border-radius:999px;justify-content:center;align-items:center;gap:.5rem;padding:0 1.75rem;font-size:1rem;font-weight:650;line-height:1.2;text-decoration:none;transition-property:background-color,color,border-color,transform;transition-duration:.16s;transition-timing-function:ease-out;display:inline-flex}.site .btn-pill:active{transform:translateY(1px)}.site .btn-dark{background:var(--accent);border-color:var(--accent);color:var(--lightningcss-light,#fff)var(--lightningcss-dark,#14201a)}.site .btn-dark:hover{background:var(--accent-hover);border-color:var(--accent-hover);color:var(--lightningcss-light,#fff)var(--lightningcss-dark,#14201a)}.site .btn-outline{color:var(--ink);background:0 0}.site .btn-outline:hover{background:var(--ink);color:var(--on-ink)}.site .btn-light{background:var(--light-btn);border-color:var(--light-btn);color:var(--light-btn-ink)}.site .btn-light:hover{background:#fff;border-color:#fff}.site .btn-lg{min-height:56px;padding-inline:1.9rem;font-size:1.0625rem}.site .btn-sm{min-height:44px;padding-inline:1.1rem;font-size:.9375rem}.site .btn-pill[disabled]{opacity:.75;cursor:progress}.site .text-link{color:var(--ink);text-underline-offset:3px;font-weight:650;text-decoration:underline;text-decoration-thickness:1.5px}.site .text-link:hover{text-decoration-thickness:2.5px}.site-header{z-index:20;background:var(--paper);border-bottom:1px solid var(--lightningcss-light,#242a261a)var(--lightningcss-dark,#f3f1ec1a);position:relative}.site-header .bar{min-height:76px;max-width:var(--max);justify-content:space-between;align-items:center;gap:24px;margin-inline:auto;padding-inline:clamp(20px,3.9vw,56px);display:flex}.site-header .brand{height:clamp(44px,3.6vw,56px);color:var(--ink);flex-shrink:0;min-width:0;text-decoration:none;display:block}.site-header .brand-short{display:none}.site-header .nav{align-items:center;gap:clamp(16px,2.2vw,30px);display:flex}.site-header .nav a{min-height:44px;color:var(--ink);white-space:nowrap;background-image:linear-gradient(currentColor,currentColor);background-position:0 calc(50% + .8em);background-repeat:no-repeat;background-size:0 1.5px;align-items:center;font-size:.9375rem;font-weight:600;text-decoration:none;transition:background-size .18s ease-out;display:inline-flex}.site-header .nav a:hover,.site-header .nav a[aria-current=page]{background-size:100% 1.5px}.site-header .actions{flex-shrink:0;align-items:center;gap:8px;display:flex}.site-header .menu-btn,.site-header .call-short,.site-header .menu-panel{display:none}@media (max-width:1023px){.site-header{will-change:transform;transition:transform .22s,box-shadow .22s;position:sticky;top:0}.site-header[data-hidden]{box-shadow:none;transform:translateY(-100%)}@media (prefers-reduced-motion:reduce){.site-header{transition:none}}.site-header .bar{gap:12px;min-height:64px}[id]{scroll-margin-top:80px}.site-header .nav,.site-header .call-full{display:none}.site-header .menu-btn,.site-header .call-short{display:inline-flex}.site-header .brand{height:40px}.site-header .menu-panel[data-open=true]{inset-inline:0;background:var(--paper);overscroll-behavior:contain;border-bottom:1px solid var(--lightningcss-light,#242a261f)var(--lightningcss-dark,#f3f1ec1f);padding:8px 20px 20px;display:block;position:absolute;top:100%;box-shadow:0 18px 30px -18px var(--lightningcss-light,#242a2659)var(--lightningcss-dark,#00000080)}.site-header .menu-panel ul{margin:0;padding:0;list-style:none}.site-header .menu-panel a{border-bottom:1px solid var(--rule);min-height:52px;color:var(--ink);align-items:center;font-size:1.0625rem;font-weight:600;text-decoration:none;display:flex}.site-header .menu-panel li:last-child a{border-bottom:0}}.hero{background:var(--cream)}.hero .hero-inner{align-items:center;gap:40px;padding-block:clamp(40px,5vw,72px) clamp(56px,6vw,96px);display:grid}@media (min-width:900px){.hero .hero-inner{grid-template-columns:minmax(0,11fr) minmax(0,9fr);gap:clamp(40px,5vw,72px)}}.hero .hero-kicker{font-family:var(--font-display);letter-spacing:0;text-transform:none;color:var(--accent);margin:0 0 18px;font-size:clamp(1.25rem,.95rem + 1.1vw,1.85rem);font-style:italic;font-weight:500;line-height:1.2}.hero h1{letter-spacing:-.02em;font-size:clamp(2.75rem,1.5rem + 4.2vw,4.75rem);line-height:.96}.hero .hero-accent{color:var(--accent)}.hero .tm{font-family:var(--font-body);letter-spacing:0;vertical-align:.9em;color:var(--muted);margin-left:.08em;font-size:.28em;font-weight:600}.hero .hero-body{max-width:32em;color:var(--body);margin-top:28px;font-size:clamp(1.0625rem,.96rem + .35vw,1.21875rem);line-height:1.58}.hero .hero-ctas{flex-wrap:wrap;gap:12px;margin-top:28px;display:flex}.hero .stats{border-top:1px solid var(--rule);flex-wrap:wrap;gap:12px 32px;margin-top:34px;padding-top:24px;display:flex}.hero .stats>div{align-items:baseline;gap:8px;display:flex}.hero .stats dt{color:var(--muted);order:2;font-size:.9375rem;line-height:1.3}.hero .stats dd{font-family:var(--font-display);font-variation-settings:"opsz" 24, "SOFT" 100, "WONK" 0;color:var(--ink);margin:0;font-size:1.375rem;font-weight:600;line-height:1.2}.hero .hero-side{align-content:center;gap:16px;display:grid}.hero .hero-notes{grid-template-columns:1fr 1fr;gap:16px;display:grid}.hero .note{background:var(--paper);box-shadow:var(--shadow-card);color:var(--ink);border-radius:16px;padding:20px 22px 22px}.hero .note .eyebrow{letter-spacing:.08em;color:var(--accent);font-size:.75rem}.hero .note ul{color:var(--body);margin:8px 0 0;padding:0;font-size:1rem;line-height:1.55;list-style:none}.hero .note .note-body{color:var(--body);margin:8px 0 0;font-size:1rem;line-height:1.55}.hero .hero-video-card{background:var(--accent);color:var(--lightningcss-light,#fff)var(--lightningcss-dark,#14201a);border-radius:16px;padding:22px 24px 24px}.hero .hero-video-card .eyebrow{letter-spacing:.08em;color:inherit;opacity:.85;font-size:.75rem}.hero .hero-video-card p:last-child{margin:8px 0 0;font-size:1.0625rem;line-height:1.5}@media (max-width:640px){.hero .hero-inner{padding-inline:20px}.hero .hero-ctas{flex-direction:column}.hero .hero-ctas .btn-pill{width:100%}.hero .stats{flex-direction:column;gap:10px}.hero .hero-notes{gap:12px}.hero .note{padding:16px 16px 18px}.hero .note ul{font-size:.9375rem}}.trust{background:var(--sand);padding-block:44px 46px}.trust ul{gap:22px;margin:0;padding:0;list-style:none;display:grid}@media (min-width:900px){.trust ul{grid-template-columns:repeat(3,minmax(0,1fr));gap:40px}}.trust .t-title{color:var(--ink);font-size:1.0625rem;font-weight:650;line-height:1.4}.trust .t-detail{color:var(--muted);margin-top:6px;font-size:.9375rem;line-height:1.55}@media (min-width:900px){.trust .t-detail{margin-top:12px}}.trust .badges{flex-wrap:wrap;gap:14px;margin:28px 0 0;padding:0;list-style:none;display:flex}.trust .badges li{border:1px solid color-mix(in srgb, var(--ink) 10%, transparent);background:#fff;border-radius:10px;padding:8px 10px}.trust .badges img{width:auto;height:84px;display:block}.trust .badges a{display:block}@media (min-width:900px){.trust .badges{gap:16px;margin-top:36px}.trust .badges img{height:96px}}.reviews{padding-block:56px 60px;overflow:hidden}.reviews .reviews-head{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:10px 24px;margin-bottom:28px;display:flex}.reviews .reviews-agg{color:var(--body);align-items:baseline;gap:8px;font-size:.9375rem;text-decoration:none;display:inline-flex}.reviews .reviews-agg:hover{text-decoration:underline}.reviews .reviews-agg strong{color:var(--ink);font-size:1.125rem}.reviews .review-stars{color:#e8b53c;letter-spacing:.1em;margin:0;font-size:.9375rem}.reviews .reviews-track{--card:340px;--gap:18px;-webkit-mask-image:linear-gradient(90deg,#0000,#000 6% 94%,#0000);mask-image:linear-gradient(90deg,#0000,#000 6% 94%,#0000)}.reviews .reviews-track ul{gap:var(--gap);width:max-content;animation:reviews-drift calc(var(--n) * 9s) linear infinite;margin:0;padding:0 clamp(20px,3.9vw,56px);list-style:none;display:flex}.reviews .reviews-track:hover ul,.reviews .reviews-track:focus-within ul{animation-play-state:paused}@keyframes reviews-drift{to{transform:translateX(calc(-1 * var(--n) * (var(--card) + var(--gap))))}}.reviews .review{flex:0 0 var(--card);background:var(--paper);box-shadow:var(--shadow-note);border-radius:16px;flex-direction:column;gap:10px;padding:22px 24px 20px;display:flex}.reviews .review blockquote{flex:1;margin:0}.reviews .review blockquote p{color:var(--body);-webkit-line-clamp:10;-webkit-box-orient:vertical;margin:0;font-size:.9375rem;line-height:1.6;display:-webkit-box;overflow:hidden}.reviews .review-by{color:var(--ink);margin:0;font-size:.9375rem;font-weight:650}.reviews .review-by span{color:var(--muted);font-weight:400}@media (max-width:600px){.reviews .reviews-track{--card:280px}}@media (prefers-reduced-motion:reduce){.reviews .reviews-track{scroll-snap-type:x mandatory;overflow-x:auto;-webkit-mask-image:none;mask-image:none}.reviews .reviews-track ul{animation:none}.reviews .review{scroll-snap-align:start}.reviews .review[aria-hidden]{display:none}}.agreement h2{max-width:13.5em}.agreement .intro{max-width:34em;color:var(--body);margin-top:22px}.agreement .board{margin-top:40px}.agreement .board-head{display:none}.agreement .board-body{gap:18px;display:grid}@media (min-width:900px){.agreement .board-body{grid-template-columns:1fr 1fr;gap:20px}}.agreement .board-row{background:var(--paper);box-shadow:var(--shadow-card);border-radius:16px;grid-template-columns:1fr 1fr;gap:14px 10px;padding:22px 24px 24px;display:grid}.agreement .chip{background:var(--cream);color:var(--body);border-radius:999px;margin:0;padding:7px 12px 8px;font-size:.875rem;line-height:1.35}.agreement .chip-you{grid-area:1/1;justify-self:start}.agreement .chip-spouse{text-align:right;grid-area:1/2;justify-self:end}.agreement .agreed{grid-area:2/1/auto/-1}.agreement .topic{letter-spacing:.08em;text-transform:uppercase;color:var(--accent);margin:0;font-size:.75rem;font-weight:700;line-height:1.3}.agreement .agreed p:last-child{font-family:var(--font-display);font-variation-settings:"opsz" 24, "SOFT" 100, "WONK" 0;color:var(--ink);text-wrap:pretty;margin:6px 0 0;font-size:1.375rem;font-weight:560;line-height:1.2}.agreement .footnote{color:var(--muted);margin-top:24px;font-size:.875rem}@media (max-width:480px){.agreement .board-row{grid-template-columns:1fr;padding:18px 18px 20px}.agreement .chip-spouse{text-align:left;grid-area:2/1;justify-self:start}.agreement .agreed{grid-row:3}}.compare-card{margin-top:clamp(40px,5vw,68px);padding:clamp(20px,3.9vw,56px);padding-block:clamp(24px,3vw,36px) clamp(8px,1.2vw,18px)}.compare{border-collapse:collapse;text-align:left;width:100%}.compare thead th{font-family:var(--font-display);font-variation-settings:"opsz" 24, "SOFT" 100, "WONK" 0;color:var(--ink);padding:4px 0 18px;font-size:1.5rem;font-weight:600;line-height:1.2}.compare th[scope=row]{width:27%;color:var(--body);padding-right:24px;font-size:.9375rem;font-weight:650}.compare td.ours{width:37.5%;color:var(--ink);padding-right:32px;font-size:1.1875rem;font-weight:650}.compare td.theirs{color:var(--body);font-size:1.0625rem}.compare tbody th,.compare tbody td{border-top:1px solid var(--rule);vertical-align:top;padding-block:22px;line-height:1.55}.compare tbody th{padding-top:25px}.compare-foot{max-width:36em;margin-top:32px}@media (max-width:699px){.compare thead tr,.compare tbody tr{grid-template-columns:1fr 1fr;column-gap:20px;display:grid}.compare thead td{display:none}.compare thead th{padding-bottom:14px;font-size:1.375rem}.compare tbody tr{border-top:1px solid var(--rule);padding-block:18px 22px}.compare tbody th,.compare tbody td{border:0;width:auto;padding:0}.compare th[scope=row]{grid-column:1/-1;width:auto;padding:0 0 8px}.compare td.ours{width:auto;min-width:0;padding:0;font-size:1.0625rem}.compare td.theirs{min-width:0;font-size:1rem}}@media (max-width:519px){.compare thead{display:none}.compare tbody tr{grid-template-columns:minmax(0,1fr);row-gap:12px}.compare th[scope=row]{padding-bottom:0}.compare td.ours:before,.compare td.theirs:before{content:attr(data-label);letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-bottom:2px;font-size:.75rem;font-weight:650;display:block}}.steps-grid{counter-reset:step;gap:36px clamp(32px,3.5vw,50px);margin:clamp(40px,5vw,68px) 0 0;padding:0;list-style:none;display:grid}@media (min-width:760px){.steps-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width:1100px){.steps-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}.steps-grid>li{border-top:2px solid var(--ink);counter-increment:step;padding-top:14px}.steps-grid .num{font-family:var(--font-display);font-variation-settings:"opsz" 36, "SOFT" 100, "WONK" 0;color:var(--ink);font-size:2.5rem;font-weight:620;line-height:1.1;display:block}.steps-grid h3{margin-top:6px}.steps-grid p{color:var(--body);max-width:26em;margin-top:8px;font-size:1.0625rem;line-height:1.65}.fee{background:var(--accent);padding-block:clamp(56px,8vw,120px)}.fee .fee-card{padding:clamp(28px,3.9vw,56px);background:var(--paper);border-radius:16px;width:min(540px,100%);margin-inline:auto;padding-top:clamp(32px,4vw,52px);box-shadow:0 2px 4px #00000014,0 30px 60px -24px #00000059}.fee ul{margin:26px 0 0;padding:0;list-style:none}.fee li{color:var(--ink);border-bottom:1px dashed var(--lightningcss-light,#cfc5b8)var(--lightningcss-dark,#5a4838);justify-content:space-between;align-items:baseline;gap:20px;padding-block:14px;font-size:1.0625rem;display:flex}.fee li:first-child{padding-top:4px}.fee li span:last-child{color:var(--body);flex-shrink:0;font-weight:650}.fee .fee-callout{border-left:3px solid var(--accent);background:var(--sand);color:var(--body);border-radius:0 10px 10px 0;margin:22px 0 4px;padding:14px 16px;font-size:.9375rem;line-height:1.6}.fee .fee-callout strong{color:var(--ink);font-weight:650}.fee .total{justify-content:space-between;align-items:flex-end;margin-top:18px;display:flex}.fee .total dt{color:var(--ink);padding-bottom:6px;font-weight:650}.fee .total dd{font-family:var(--font-display);font-variation-settings:"opsz" 48, "SOFT" 100, "WONK" 0;color:var(--ink);letter-spacing:-.02em;margin:0;font-size:clamp(3rem,2.4rem + 1.8vw,4rem);font-weight:640;line-height:1}.fee .total[data-call]{flex-direction:column;align-items:flex-start;gap:6px}.fee .total[data-call] dd{white-space:nowrap;font-size:clamp(2rem,1.6rem + 1.6vw,3rem)}.fee .fee-note{color:var(--body);margin-top:26px;font-size:.9375rem;line-height:1.65}.fee .fee-phone{color:inherit;text-decoration:underline;text-decoration-thickness:2px;-webkit-text-decoration-color:color-mix(in srgb, var(--ink) 25%, transparent);text-decoration-color:color-mix(in srgb, var(--ink) 25%, transparent);text-underline-offset:6px;transition:text-decoration-color .15s}.fee .fee-phone:hover{-webkit-text-decoration-color:var(--ink);text-decoration-color:var(--ink)}.fee .fee-ctas{flex-wrap:wrap;gap:10px;margin-top:22px;display:flex}@media (max-width:480px){.fee .fee-ctas .btn-pill{width:100%}}@media (max-width:640px){.fee{padding-block:52px}.fee .wrap{padding-inline:20px}}.about-grid{align-items:start;gap:36px;display:grid}@media (min-width:960px){.about-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(48px,5.2vw,75px)}}.video{aspect-ratio:16/9;background:var(--contact);box-shadow:var(--shadow-card);border-radius:6px;position:relative;overflow:hidden}.video iframe,.video .video-poster{border:0;width:100%;height:100%;position:absolute;inset:0}.video .video-poster{object-fit:cover;transition:transform .4s ease-out}.video:has(.play:hover) .video-poster{transform:scale(1.03)}.video .play{color:#fff;cursor:pointer;width:100%;font:inherit;text-align:left;background:0 0;border:0;grid-template-rows:auto 1fr auto;padding:0;display:grid;position:absolute;inset:0}.video .play-title{font-family:var(--font-sans,system-ui, sans-serif);text-shadow:0 1px 2px #00000080;-webkit-line-clamp:2;background:linear-gradient(#0000009e,#0000);-webkit-box-orient:vertical;padding:14px 16px 28px;font-size:1.0625rem;font-weight:600;line-height:1.3;display:-webkit-box;overflow:hidden}.video .play-badge{background:#c81414e6;border-radius:14px;place-self:center;place-items:center;width:68px;height:48px;transition:background .15s ease-out,transform .15s ease-out;display:grid}.video .play:hover .play-badge,.video .play:focus-visible .play-badge{background:red;transform:scale(1.04)}.video .play:focus-visible{outline-offset:-3px;outline:3px solid #fff}.video .play-watch{font-family:var(--font-sans,system-ui, sans-serif);background:#0000008c;border-radius:999px;justify-self:end;align-items:center;gap:6px;margin:0 12px 10px;padding:6px 10px;font-size:.8125rem;font-weight:600;display:inline-flex}@media (max-width:599px){.video .play-title{padding:12px 14px 24px;font-size:.9375rem}.video .play-badge{border-radius:12px;width:56px;height:40px}}.about-copy p+p{margin-top:18px}.about-copy .lead-copy{margin-top:26px}.site .lead-copy{color:var(--body);line-height:1.65}.site .lead-copy p+p{margin-top:14px}.facts{border-top:2px solid var(--ink);margin-top:30px}.facts>div{border-bottom:1px solid var(--rule);grid-template-columns:9.75rem minmax(0,1fr);gap:16px;padding-block:16px 18px;display:grid}.facts dt{font-family:var(--font-display);font-variation-settings:"opsz" 24, "SOFT" 100, "WONK" 0;color:var(--ink);font-size:1.4375rem;font-weight:600;line-height:1.25}.facts dd{color:var(--body);margin:0;padding-top:3px}@media (max-width:519px){.facts>div{grid-template-columns:minmax(0,1fr);gap:4px}}.line-list{border-top:2px solid var(--ink);margin:0;padding:0;list-style:none}.line-list li{border-bottom:1px solid var(--rule)}.line-list .plain{color:var(--ink);padding-block:14px 15px;font-size:1rem;font-weight:600;display:block}.line-list a{min-height:60px;color:var(--ink);justify-content:space-between;align-items:center;gap:16px;padding-block:12px;font-size:1.125rem;font-weight:600;text-decoration:none;display:flex}.line-list a svg{flex-shrink:0;transition:transform .18s ease-out}.line-list a:hover svg{transform:translate(4px)}.line-list a:hover span{text-underline-offset:3px;text-decoration:underline}.calc-card{background:var(--paper);box-shadow:var(--shadow-card);color:var(--ink);border-radius:4px;justify-content:space-between;align-items:center;gap:16px;margin-top:32px;padding:20px;text-decoration:none;transition:transform .18s ease-out;display:flex}.calc-card:hover{transform:translateY(-2px)}.calc-card strong{font-size:1.0625rem;font-weight:650;display:block}.calc-card span span{color:var(--muted);margin-top:2px;font-size:.875rem;display:block}.faq-wrap{max-width:856px;margin-inline:auto}.faq-list{border-top:2px solid var(--ink);margin-top:clamp(32px,3.5vw,48px)}.faq-list details{border-bottom:1px solid var(--rule)}.faq-list summary{cursor:pointer;min-height:72px;color:var(--ink);justify-content:space-between;align-items:center;gap:24px;padding-block:16px;font-size:1.1875rem;font-weight:650;line-height:1.35;list-style:none;display:flex}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:hover .faq-q{text-underline-offset:3px;text-decoration:underline}.faq-list .pm{flex-shrink:0;width:16px;height:16px;position:relative}.faq-list .pm:before,.faq-list .pm:after{content:"";background:var(--ink);width:16px;height:2px;transition:transform .18s ease-out;position:absolute;top:7px;left:0}.faq-list .pm:after{transform:rotate(90deg)}.faq-list details[open] .pm:after{transform:rotate(0)}.faq-list .faq-a{max-width:40em;color:var(--body);margin-top:-2px;padding-bottom:26px;line-height:1.7}.faq-list summary h3{font:inherit;color:inherit}.contact{background:var(--contact);color:var(--on-dark-muted);padding-block:clamp(56px,8.5vw,128px) clamp(56px,7.5vw,110px)}.contact h2{color:var(--on-dark)}.contact .contact-grid{align-items:start;gap:32px;display:grid}@media (min-width:960px){.contact .contact-grid{grid-template-columns:minmax(0,1fr) minmax(0,556px);gap:64px}}.contact .contact-body{max-width:21em;color:var(--on-dark-muted);margin-top:20px;font-size:1.125rem;line-height:1.55}.contact .big-phone{font-family:var(--font-display);font-variation-settings:"opsz" 36, "SOFT" 100, "WONK" 0;color:var(--on-dark);margin-top:22px;font-size:clamp(2.125rem,1.6rem + 1.6vw,3rem);font-weight:600;line-height:1.1;text-decoration:none;display:inline-block}.contact .big-phone:hover{text-underline-offset:6px;text-decoration:underline;text-decoration-thickness:2px}.contact .email{color:var(--on-dark);text-underline-offset:3px;margin-top:22px;font-size:1rem;text-decoration:underline;display:inline-block}.contact .contact-meeting{margin-top:22px;font-size:.9375rem;font-style:normal;line-height:1.55}.form-card{background:var(--paper);color:var(--body);border-radius:4px;padding:clamp(24px,3.2vw,48px);box-shadow:0 30px 60px -20px #0000008c}.form-card .field+.field{margin-top:22px}.form-card .choice-field{border:0;min-width:0;margin:22px 0 0;padding:0}.form-card .choice-field legend{color:var(--ink);margin-bottom:8px;padding:0;font-size:.9375rem;font-weight:650;display:block}.form-card .choices{flex-wrap:wrap;gap:8px;display:flex}.form-card .choice{margin:0;position:relative}.form-card .choice input{opacity:0;cursor:pointer;margin:0;position:absolute;inset:0}.form-card .choice span{border:1px solid var(--field-line);background:var(--field);min-height:44px;color:var(--ink);border-radius:999px;align-items:center;padding:0 16px;font-size:.9375rem;font-weight:500;transition-property:background-color,border-color,color;transition-duration:.15s;display:inline-flex}.form-card .choice:hover span{border-color:var(--ink)}.form-card .choice input:checked+span{background:var(--accent);border-color:var(--accent);color:var(--lightningcss-light,#fff)var(--lightningcss-dark,#14201a)}.form-card .choice input:focus-visible+span{outline:2px solid var(--ink);outline-offset:2px}.form-card .check-field{align-items:flex-start;gap:10px;display:flex}.form-card .check-field input{width:20px;height:20px;accent-color:var(--ink);flex:none;margin:2px 0 0}.form-card .check-field label{margin:0;font-weight:500;line-height:1.4}.form-card label{color:var(--ink);margin-bottom:8px;font-size:.9375rem;font-weight:650;display:block}.form-card label .opt{color:var(--muted);font-weight:400}.form-card .in{width:100%;min-height:52px;font:inherit;color:var(--ink);background:var(--field);border:1px solid var(--field-line);border-radius:3px;padding:12px 14px;font-size:1rem;transition-property:border-color,box-shadow;transition-duration:.15s;display:block}.form-card .in:hover{border-color:var(--ink)}.form-card .in:focus-visible{outline:2px solid var(--ink);outline-offset:1px;border-radius:3px}.form-card .in[aria-invalid=true]{border-color:var(--lightningcss-light,#a12a1b)var(--lightningcss-dark,#ff9b8a)}.form-card textarea.in{resize:vertical;min-height:130px}.form-card .err{color:var(--lightningcss-light,#a12a1b)var(--lightningcss-dark,#ff9b8a);margin-top:6px;font-size:.875rem}.form-card .err:empty{display:none}.form-card .submit-row{margin-top:22px}.form-card .form-note{color:var(--muted);margin-top:18px;font-size:.875rem;line-height:1.55}.form-card .form-status{margin-top:14px;font-size:.9375rem;font-weight:600}.form-card .form-status.is-error{color:var(--lightningcss-light,#a12a1b)var(--lightningcss-dark,#ff9b8a)}.form-card .sent{color:var(--ink);padding-block:8px;font-size:1.0625rem;font-weight:600;line-height:1.55}.spin{border:2px solid;border-right-color:#0000;border-radius:999px;width:1rem;height:1rem;animation:.8s linear infinite site-spin}@keyframes site-spin{to{transform:rotate(360deg)}}.site-footer .f-logo{height:136px;color:var(--on-dark);margin:-6px 0 14px -10px}.site-footer .f-brand{color:var(--on-dark);margin-bottom:4px;font-size:1.5rem}.site-footer .f-brand .brand-accent{color:var(--lightningcss-light,#c9ddcb)var(--lightningcss-dark,#8fb596)}.site .brand .brand-accent{color:var(--accent)}.site-footer{background:var(--footer);color:var(--on-dark-muted);padding-block:52px 44px;font-size:.9375rem}.site-footer .cols{gap:32px;display:grid}@media (min-width:900px){.site-footer .cols{grid-template-columns:repeat(3,minmax(0,1fr));gap:40px}}.site-footer .f-name{color:var(--on-dark-muted);margin-top:10px;font-size:.875rem}.site-footer ul{margin:0;padding:0;list-style:none}.site-footer li a{min-height:36px;color:var(--on-dark-muted);align-items:center;text-decoration:none;display:inline-flex}.site-footer li a:hover{color:var(--on-dark);text-underline-offset:3px;text-decoration:underline}.site-footer .disclaimer{border-top:1px solid #f3f1ec29;margin-top:36px;padding-top:26px;line-height:1.6}@media (max-width:899px){.site-footer li a{min-height:44px}}.page-hero{background:var(--sand);padding-block:clamp(48px,6.3vw,90px) clamp(48px,6vw,86px)}.site .page-hero h1{letter-spacing:-.02em;max-width:15em;font-size:clamp(2.5rem,1.5rem + 3.5vw,4.5rem);line-height:.98}.page-hero .answer{max-width:41em;color:var(--ink);margin-top:26px;font-size:clamp(1.0625rem,.96rem + .4vw,1.25rem);line-height:1.6}.page-hero .byline{color:var(--ink);margin-top:22px;font-size:.9375rem}.crumbs ol{color:var(--ink);flex-wrap:wrap;gap:4px 8px;margin:0 0 22px;padding:0;font-size:.875rem;font-weight:600;list-style:none;display:flex}.crumbs li+li:before{content:"/";opacity:.6;margin-right:8px}.crumbs a{text-underline-offset:3px;align-items:center;min-height:32px;text-decoration:underline;display:inline-flex}.prose-sections{max-width:760px}.prose-sections>section+section{margin-top:48px}.prose-sections h2{font-size:clamp(1.75rem,1.3rem + 1.4vw,2.5rem);line-height:1.08}.prose-sections p{text-wrap:pretty;margin-top:16px;line-height:1.7}.bullet-list{border-top:2px solid var(--ink);margin:18px 0 0;padding:0;list-style:none}.bullet-list li{border-bottom:1px solid var(--rule);padding-block:14px 15px;line-height:1.6}.bullet-list strong{color:var(--ink);font-weight:650}.bullet-list a{color:var(--ink);text-underline-offset:3px;font-weight:650;text-decoration:underline}.quote-card{margin-top:28px;padding:clamp(24px,3.9vw,56px);padding-block:clamp(28px,3vw,46px)}.quote-card blockquote{font-family:var(--font-display);font-variation-settings:"opsz" 24, "SOFT" 100, "WONK" 0;color:var(--ink);margin:0;font-size:clamp(1.25rem,1.1rem + .5vw,1.5rem);font-weight:560;line-height:1.3}.quote-card figcaption{color:var(--body);margin-top:12px;font-size:.9375rem}.source-note{max-width:36em;margin-top:30px}.related-grid{gap:36px;display:grid}@media (min-width:900px){.related-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(48px,6vw,88px)}}.related-grid .lead{margin-top:18px}.related-grid .btn-pill{margin-top:28px}.benefits{gap:0 40px;margin-top:32px;display:grid}@media (min-width:760px){.benefits{grid-template-columns:repeat(2,minmax(0,1fr))}}.benefits>div{border-top:2px solid var(--ink);padding-block:14px 28px}.benefits dt{color:var(--ink);font-size:1.125rem;font-weight:650}.benefits dd{margin:6px 0 0;line-height:1.65}.cta-band{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;display:flex}.cta-band .cta-actions,.site .cta-actions{flex-wrap:wrap;gap:12px;display:flex}.calc-hero{isolation:isolate;padding-top:clamp(40px,5.5vw,80px);position:relative}.calc-hero:before{content:"";z-index:-1;background:var(--sand);height:clamp(520px,40vw,580px);position:absolute;inset:0 0 auto}.calc-hero .intro{max-width:37em;color:var(--ink);margin-top:20px}.calc-grid{align-items:start;gap:20px;margin-top:36px;padding-bottom:clamp(56px,8vw,110px);display:grid}@media (min-width:960px){.calc-grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:22px;max-width:1064px}}.calc-form{padding:clamp(28px,3.3vw,48px) clamp(24px,2.8vw,40px) clamp(24px,2.8vw,40px)}.calc-form .field+.field,.calc-form fieldset+fieldset,.calc-form .field+fieldset,.calc-form fieldset+.check{margin-top:26px}.calc-form fieldset{border:0;min-width:0;margin-inline:0;padding:0}.calc-form label.lbl,.calc-form legend{color:var(--ink);margin-bottom:10px;padding:0;font-size:.875rem;font-weight:650;display:block}.money{border:1px solid var(--field-line);background:var(--field);border-radius:3px;align-items:center;gap:8px;min-height:54px;padding-inline:14px;transition:border-color .15s;display:flex}.money:hover{border-color:var(--ink)}.money:focus-within{outline:2px solid var(--ink);outline-offset:1px}.money .cur,.money .per{color:var(--muted);flex-shrink:0;font-size:.875rem}.money input{min-width:0;min-height:50px;font:inherit;color:var(--ink);font-variant-numeric:tabular-nums;background:0 0;border:0;flex:1;font-size:1.0625rem;font-weight:650}.money input:focus-visible{outline:none}.pills{flex-wrap:wrap;gap:8px;display:flex}.pill-opt{position:relative}.pill-opt input{opacity:0;cursor:pointer;margin:0;position:absolute;inset:0}.pill-opt span{border:2px solid var(--ink);min-width:50px;min-height:48px;color:var(--ink);background:var(--field);pointer-events:none;border-radius:999px;justify-content:center;align-items:center;padding-inline:16px;font-size:.9375rem;font-weight:650;transition-property:background-color,color;transition-duration:.15s;display:inline-flex}.pill-opt input:hover+span{background:var(--cream)}.pill-opt input:checked+span{background:var(--ink);color:var(--on-ink)}.pill-opt input:focus-visible+span{outline:2px solid var(--ink);outline-offset:3px}.check{cursor:pointer;grid-template-columns:22px minmax(0,1fr);align-items:start;gap:2px 12px;display:grid}.check input{width:20px;height:20px;accent-color:var(--ink);cursor:pointer;margin:2px 0 0}.check .c-title{color:var(--ink);font-size:.9375rem;font-weight:650;line-height:1.45}.check .c-hint{color:var(--muted);grid-column:2;font-size:.8125rem;line-height:1.55}.result{background:var(--contact);box-shadow:var(--shadow-card);color:var(--on-dark-muted);border-radius:6px;padding:clamp(24px,2.8vw,40px)}.result .banner{color:var(--on-dark);background:#ffffff14;border-radius:3px;margin-bottom:26px;padding:12px 14px;font-size:.875rem;font-weight:650}.result .who{color:var(--on-dark-muted);font-size:1rem}.result .amount{flex-wrap:wrap;align-items:baseline;column-gap:14px;margin-top:4px;display:flex}.result .amount strong{font-family:var(--font-display);font-variation-settings:"opsz" 72, "SOFT" 100, "WONK" 0;color:var(--on-dark);letter-spacing:-.02em;font-variant-numeric:lining-nums;font-size:clamp(3.5rem,2.6rem + 3vw,5.375rem);font-weight:640;line-height:1.05}.result .amount span{color:var(--on-dark);font-size:1.125rem}.result .alt{margin-top:6px;font-size:1rem}.result dl{border-top:1px solid #f3f1ec29;margin-top:20px}.result dl>div{border-bottom:1px solid #f3f1ec29;justify-content:space-between;gap:16px;padding-block:14px;display:flex}.result dd{color:var(--on-dark);text-align:right;font-variant-numeric:tabular-nums;margin:0;font-weight:650}.result .notes p{margin-top:14px;font-size:.875rem;line-height:1.55}.result .btn-pill{width:100%;margin-top:20px}.result .empty{color:var(--on-dark);padding-block:24px;font-size:1.0625rem}.how-steps{gap:32px clamp(32px,3.2vw,46px);margin:clamp(32px,3vw,44px) 0 0;padding:0;list-style:none;display:grid}@media (min-width:900px){.how-steps{grid-template-columns:repeat(3,minmax(0,1fr))}}.how-steps li{border-top:2px solid var(--ink);padding-top:14px}.how-steps p{margin-top:8px;line-height:1.65}.calc-disclaimer{max-width:36.5em;margin-top:44px}@media print{.site[data-appearance=dark]{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}}@supports not (color:light-dark(#000, #fff)){.site{background:var(--l-cream);color:var(--l-body)}.site>*{--cream:var(--l-cream);--sand:var(--l-sand);--paper:var(--l-paper);--note:var(--l-note);--ink:var(--l-ink);--body:var(--l-body);--muted:var(--l-muted);--rule:var(--l-rule);--contact:var(--l-contact);--footer:var(--l-footer);--on-ink:var(--l-on-ink,var(--on-dark));--field:var(--l-field,#fff);--field-line:var(--l-field-line,#9a8b7e)}}.video-grid{grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr));gap:40px 32px;display:grid}.key-facts{border:1px solid var(--rule);background:var(--paper);max-width:820px;box-shadow:var(--shadow-card);border-radius:4px;padding:28px 32px}.key-facts dl{margin:14px 0 0}.key-facts dl>div{border-top:1px solid var(--rule);grid-template-columns:minmax(0,15em) minmax(0,1fr);gap:4px 24px;padding:12px 0;display:grid}.key-facts dt{color:var(--ink);font-weight:650}.key-facts dd{color:var(--body);margin:0}.source-list{max-width:46em;margin:12px 0 0;padding-left:1.2em}.source-list li{margin-top:6px}.source-list a{color:var(--ink);text-underline-offset:2px;overflow-wrap:anywhere;text-decoration:underline}@media (max-width:640px){.key-facts{padding:22px 18px}.key-facts dl>div{grid-template-columns:1fr}}.mobile-bar{display:none}@media (max-width:1023px){.mobile-bar{z-index:40;padding:10px 16px calc(10px + env(safe-area-inset-bottom,0px));background:color-mix(in srgb, var(--cream) 92%, transparent);-webkit-backdrop-filter:blur(10px);border-top:1px solid var(--rule);grid-template-columns:1fr 1fr;gap:10px;transition:transform .28s cubic-bezier(.2,.7,.2,1),opacity .2s;display:grid;position:fixed;inset:auto 0 0}.mobile-bar[data-hidden]{opacity:0;pointer-events:none;transform:translateY(110%)}.mobile-bar .btn-pill{white-space:nowrap;width:100%;min-height:48px;padding-inline:8px;font-size:.9375rem}}
